How Chase Ultimate Rewards Saved Us over $50,000 on Plane Tickets

No, that title is not a typo. Recently Luis and I booked two flights using credit card rewards points. The first flight was a one way flight in business class on Iberia Airlines, non-stop from Boston to Madrid. The second was a round trip flight in first class on board All Nippon Airlines, non-stop from San Francisco to Tokyo Narita. If we had paid cash, those same redemptions would have cost us $53,495. Now, being completely honest, we would never pay that much for a flight. Truthfully, I don’t think many people ever actually pay the full ticket price for first class tickets. Still, it is an amazing feeling to see those numbers when you don’t have to pay them.

Earning the Points

There are several different points programs, and picking the right one for your situation can be difficult. If you always or nearly always fly on a single airline, then it usually makes the most sense to join that airline’s frequent flyer program. Luis and I, however, will fly whatever airline works with our destination, dates, and budget. On our trip to Shanghai, we flew with Asiana. Singapore, we flew United. Iceland we are flying on Delta. On other recent trips we have flown on Jetblue, Miami Air, American Airlines, and Alaska Airlines. We just aren’t loyal enough to justify investing in any airline specific credit cards.

Instead, we decided to invest in a travel rewards program that could be used for a multitude of airlines. The three main points programs that are available include Chase Ultimate Rewards, American Express Membership Rewards, and Citi Thank You Points. Each program has different strengths and weaknesses, and different partners, but in the end we decided to go with Chase Ultimate Rewards.

The Ultimate Rewards Cards
The three cards we used to get our free flights. Chase Freedom, Sapphire Preferred, and Ink Business Preferred

Ultimately, we have four cards that are able to earn us Ultimate Rewards. The first is the Chase Freedom, which does not earn Ultimate Rewards points on it’s own, but can transfer points to another card which does earn points. We then have a Chase Ink Business Preferred, and we each have our own Chase Sapphire Reserve.

Sign Up Bonuses

The bulk of our points came from initial bonuses just for getting the cards and reaching a minimum spend amount. These bonus points are not repeatable, but they do offer a very large head start towards reaching your first redemption. The Chase Ink Preferred business card came with an 80,000 point sign up bonus. The Chase Sapphire Reserve originally had a 100,000 bonus, which I was able to take advantage of, but it currently only has a 50,000 bonus, which is what Luis received. Still, for the three cards that was 230,000 points. Enough points for the first class ANA redemption, which runs 220,000 points.

Intelligent Spending

Aside from the sign up bonuses, the other way to quickly earn a lot of points is to maximize the bonus opportunities. The Chase Freedom has rotating categories; every quarter a few new categories will earn 5x points. The Sapphire Reserve, on the other hand, has a set of static bonus categories; 3x the points on all travel and dining purchases. By consistently using the right card for each purchase, you can rapidly earn the points needed for a redemption.

The Redemptions

Now, for the fun part! Once you’ve earned enough points it’s time to start planning some trips. Now, just because Chase is not affiliated with a single airline does not mean you can transfer to anybody; Chase currently partners with only 9 airlines. Still, with the proper planning and knowing about alliances, your options are nearly limitless. The 9 airlines Chase can transfer points to include: British Airways, Air France, Singapore Airlines, United, Southwest, Virgin Atlantic, Korean Air, Iberia, and Aer Lingus.

Business Class on Iberia Airlines

Since Iberia is partnered with Chase, we were able to easily transfer points from our Ultimate Rewards account directly to Iberia. Iberia has an award chart that varies by route and time of year, but for BOS-MAD in October the normal fare would be 34,000 points per person from the east coast or 42,500 points from the west coast, each way. We were able to find a special deal, where our flight would only be 25,500 points each, but we had to fly from Boston.

Since we live in Nevada, Boston is quite a ways away for a flight, but a deal’s a deal. A quick check on Google Flights, and we were able to find a flight from Salt Lake City to Boston for only $100 per person on Delta in basic economy.

Business Class for 2 on Iberia would have cost us $13,000 had we paid cash

The cash price for a first class ticket from Boston to Madrid on our travel dates is currently $13,024.80 for two people. Instead, we booked it for 51,000 points, $180 in taxes, and $206 for a flight to Boston. Our total savings? $12,638.

First Class on ANA

Unlike Iberia, ANA is not a partner with Chase. However, three of Chase’s partners have the ability to book ANA flights: United, Singapore, and Virgin Atlantic. Each option has pros and cons; United has the lowest taxes, Singapore allows you to book one way awards, and Virgin Atlantic offers redemptions for the fewest points.

Ultimately, because of the amazing value, we went with Virgin Atlantic for our redemption. Virgin Atlantic can book first class on ANA for only 110,000 points round trip from the west coast, or 120,000 points from the east coast. Compare this to United which charges the same amount of miles for only one way. That puts Virgin Atlantic in a very sweet spot for Asia redemptions. There are a couple of downsides; you have to book a round trip ticket, it has to be non-stop (which means there are only a small handful of eligible US airports), and seats only become available 336 days out. There are only 2 seats on each plane available for these reduced rates, so it is possible that travelers booking directly with ANA or with another partner have already booked all the available award seats. Still, if your dates are somewhat flexible and you can book almost a year in advance, Virgin Atlantic offers an amazing redemption opportunity for ANA.

Round trip First Class tickets on ANA would have cost us over $40,000 if we had paid cash

The cash price for a first class ticket from San Francisco to Tokyo and back on our travel dates is currently $40,470.44 for two people. Instead, we booked it for 220,000 points, and $513 in taxes. Our total savings? $39,957.

That’s a grand total of $52,595 in savings over two trips.

Four New Cruise Ships Launching Spring 2018

You may have heard that millenials are killing off the cruise vacation, but cruises are only growing in popularity. In fact, the estimated number of cruise ship passengers in 2018 is expected to increase by over a million. This large growth is only possible because the cruise lines continue building more and larger ships. A total of 13 new cruise ships will start sailing in 2018 with 2 of them sailing this week.

Jump To:

Carnival Horizon

Skyride Attraction On-Board Carnival Horizon

The Carnival Horizon was the first major new cruise ship to set sail in 2018. She was delivered to Carnival on March 28th and started her inaugural sailing on April 2nd. The Horizon will go on 4 Mediterranean cruises before re-positioning to New York for the summer. On September 22nd she will move to Miami and run 6 and 8 night Caribbean cruises. The Horizon is Carnival Cruise Line’s 26th ship and second largest, behind only her sister ship, the Vista.

Carnival Horizon Quick Facts
  • Inaugural Sailing: April 2, 2018 – 13 Night Europe from Barcelona
  • Decks: 15
  • Passengers: 3,954
  • Gross Tons: 133,500
  • Notable Features: IMAX Theater
    Dr. Seuss Water Park
    SkyRide – Suspended bike above the top deck

If you are ready to book a cabin on board the Carnival Horizon, drop us a note and we’d be happy to start helping you plan.

Royal Caribbean 2019/2020 Deployment

** UPDATE ** – Royal Caribbean has made some changes to the schedules for Empress, Enchantment, Majesty, and Vision. See the updates here.

Royal Caribbean just announced the first half of their 2019/2020 deployment and there are some BIG changes in store. Today’s announcement includes the deployment for Caribbean, Alaskan, Northeast, and select European cruises. You will be able to book these cruises starting next week, and reserving early often gets the best deal. Royal Caribbean will announce the remaining cruises, including Asia, Australia, and the rest of Europe, next spring. We are very excited with the information that has already been released, and are looking forward to more details.

Caribbean Cruises

The Pitons on Saint Lucia

As their name implies, the majority of Royal Caribbean’s offerings are in the Caribbean. They are sending 13 of their 25 ships to the Caribbean for the summer of 2019 into 2020. The cruises will range from 3 to 8 nights and visit Mexico, the Bahamas, and Eastern, Western, and Southern Caribbean islands. You will also have a lot of options, with cruises leaving from Galveston, three ports in Florida, Boston, Baltimore, Newark, and San Juan.

Short Caribbean Adventures

If you are new to cruising or are just looking for a short trip, Royal Caribbean has you covered. The Navigator of the Seas and the brand new Symphony of the Seas will both be making 3 and 4 night cruises to the Bahamas from Miami. Also leaving from Florida, the fully reimagined Mariner of the Seas will be making the same cruise from Orlando. For something a little different, you can also take the Enchantment of the Seas from Galveston, Texas. The Enchantment will be making 4 and 5 night trips to Mexico and the Western Caribbean. These shorter itineraries will be available for bookings starting the week of November 20th.

7 Night Caribbean Adventures

A main staple among cruise lines, 7 night cruises are a great way to get the full cruise experience when you don’t have a lot of time. All four of the Oasis Class of ships – Oasis, Allure, Harmony, and Symphony – will be based in Florida. Both Oasis and Symphony will be departing from Miami on alternating Eastern and Western itineraries. The Allure of the Seas will be moving to Fort Lauderdale, and Harmony will go to Port Canaveral/Orlando. They will both also be alternating Eastern and Western Caribbean sailings. In addition to the Florida offerings, Liberty of the Seas will be taking 7 night Western Caribbean cruises from Galveston, Texas.

If you want something a little more exotic, the Freedom of the Seas will be departing San Juan, Puerto Rico for the Southern Caribbean. Our own very first cruise was on this itinerary. The Southern itineraries tend to have more ports than their Eastern and Western alternatives. So, if you like visiting as many places as possible, this might be the perfect cruise for you. These will be the first cruises available to be booked, with reservations opening the week of November 13th.

The Streets of Old San Juan
East Coast to Bermuda

There are also a variety of options to visit the Caribbean from the east coast. The Anthem of the Seas will continue sailing from Cape Liberty, New Jersey on 5 night cruises to the Bahamas and 9 night cruises to the Caribbean. Also at Cape Liberty is the Adventure of the Seas, offering 8 night cruises to Bermuda and the Bahamas. In the fall of 2019, the Serenade of the Seas will offer some 7 night cruises to Bermuda from Boston, while the Grandeur of the Seas will alternate 5 and 9 night Bermuda/Bahamas cruises from Baltimore, Maryland. These will all be available starting the week of December 4th.

Canada and New England

Burntcoat Head Park – Nova Scotia

All of the ships from the East Coast above will also be offering summer cruises to New England and Canada. Typically, these ships will alternate itineraries, going to Bermuda one week and Canada the next. Adventure of the Seas out of Cape Liberty will offer both the longest and the shortest of these itineraries to Canada. In the summer Adventure will be taking 5 night cruises to Canada and New England, while in the fall she will offer 10 and 11 night cruises. These longer cruises are one way trips; going from Cape Liberty to Quebec City on one cruise, and then returning on the next. Currently, this is the only itinerary Royal Caribbean is offering that visits Quebec City.

The Anthem of the Seas will also be visiting Canada and New England from Cape Liberty. This is a cruise we have done before, and visits Boston, Bar Harbor, Portland, New Brunswick, and Halifax. This cruise will be 9 nights long and will only be available during the fall months. The Anthem is a Quantum Class ship and has a lot of the big amenities that make Royal Caribbean so much fun to sail. The Serenade of the Seas will be offering a similar, 7 night option. Since the Serenade leaves from Boston it is able to complete the remainder of the itinerary faster than the Anthem. The Serenade is also a slightly smaller ship, and as such may be a better option for some cruisers.

Finally, the Grandeur of the Seas is your only option for sailing to Canada and New England in the summer months. Sailing from Baltimore, Maryland, Grandeur will be making 9 night cruises up the eastern coast. All of these options will become available for bookings starting December 4th.

Europe and the Mediterranean

Mediterranean

There are some big changes in store for European cruises. Royal Caribbean is adding a brand new port, Portofino, Italy, to select European cruise itineraries. This stop is currently scheduled to be added to the 7 night Mediterranean cruise on the Brilliance of the Seas. This will be running only during the fall months, leaving from Barcelona, Spain. During the summer, the Brilliance will be sailing out of Amsterdam on 10 night cruises to the Iberian Peninsula and 12 nights to the Baltics.

Aside from the Brilliance, the Oasis of the Seas and Vision of the Seas will also be sailing from Barcelona. The Oasis will be sailing 7 night Western Mediterranean cruises in the summer before repositioning to Miami. The Vision will be alternating 12 night Mediterranean itineraries, switching between visiting the Greek Isles and Venice.

If you would rather start your trip in Venice, the Rhapsody of the Seas will be leaving from there. The Rhapsody will sail alternating 7 night cruises; one to the Greek Isles and one to Greece and Croatia. The Greece and Croatia route will have brand new ports that Royal Caribbean ships have never visited before. The exact ports which are new to this itinerary have not been identified yet, but should be announced by the beginning of December. Also leaving from Italy will be the Jewel of the Seas. The Jewel will be going on 7 and 9 night cruises to the Greek Isles and Western Mediterranean from Rome.

Scandanavia and Russia

The last ship that is scheduled for summer European sailings is the Serenade of the Seas. The Serenade will spend the summer in Copenhagen before transitioning across the Atlantic for fall in Canada and New England. While in Copenhagen the Serenade will be going on 7 night cruises, alternating between the Norwegian Fjords one week and Russia the next. The first round of European sailings will be available for booking starting December 11th.

Alaska

Alaska is going to have some really exciting changes for 2019. The Radiance of the Seas will return once again to complete the open jaw 7 night cruises through the Inside Passage. The Radiance has been a staple ship in Alaska for several years, and is one of our favorite cruises. We have actually taken the Southbound Alaska cruise on the Radiance twice. This cruise goes from Seward Alaska to Vancouver, Canada and then back the next week, visiting Juneau, Ketchikan, Skagway, Icy Strait Point, and the Hubbard Glacier.

The big change for 2019 is the Ovation of the Seas will be replacing the Explorer of the Seas for Alaska glacier cruises. The Ovation is a Quantum Class ship and is much larger than the typical ships which sail to Alaska. The Ovation also has the North Star Observation platform, which promises some outstanding views of wild Alaska. It will be ported in Seattle, Washington, and will take 7 night, round trip cruises. The current itineraries that the Explorer takes visit Juneau, Skagway, Tracy Arm Fjord, and Victoria, British Columbia. Royal Caribbean has not yet confirmed if Ovation will be following the same route, just that it will go on Alaska cruises from Seattle. Both Alaska cruises will be available starting December 11th.

North Star Observation Pod

Plan a Cruise

The initial deployment schedule looks very promising, and we are very excited to see what details will come out over the next month. While 2019 and 2020 seem fairly far away, the nature of cruises often means the earlier you can book the better price you will get. Reach out today to find your perfect cruise. Don’t forget, we offer a lowest price guarantee. If a better deal is available after you book until final payment, we will get you the lower price.

Royal Caribbean 2019-2020 Deployment