How Chase Ultimate Rewards Saved Us over $50,000 on Plane Tickets

No, that title is not a typo. Recently Luis and I booked two flights using credit card rewards points. The first flight was a one way flight in business class on Iberia Airlines, non-stop from Boston to Madrid. The second was a round trip flight in first class on board All Nippon Airlines, non-stop from San Francisco to Tokyo Narita. If we had paid cash, those same redemptions would have cost us $53,495. Now, being completely honest, we would never pay that much for a flight. Truthfully, I don’t think many people ever actually pay the full ticket price for first class tickets. Still, it is an amazing feeling to see those numbers when you don’t have to pay them.

Earning the Points

There are several different points programs, and picking the right one for your situation can be difficult. If you always or nearly always fly on a single airline, then it usually makes the most sense to join that airline’s frequent flyer program. Luis and I, however, will fly whatever airline works with our destination, dates, and budget. On our trip to Shanghai, we flew with Asiana. Singapore, we flew United. Iceland we are flying on Delta. On other recent trips we have flown on Jetblue, Miami Air, American Airlines, and Alaska Airlines. We just aren’t loyal enough to justify investing in any airline specific credit cards.

Instead, we decided to invest in a travel rewards program that could be used for a multitude of airlines. The three main points programs that are available include Chase Ultimate Rewards, American Express Membership Rewards, and Citi Thank You Points. Each program has different strengths and weaknesses, and different partners, but in the end we decided to go with Chase Ultimate Rewards.

The Ultimate Rewards Cards
The three cards we used to get our free flights. Chase Freedom, Sapphire Preferred, and Ink Business Preferred

Ultimately, we have four cards that are able to earn us Ultimate Rewards. The first is the Chase Freedom, which does not earn Ultimate Rewards points on it’s own, but can transfer points to another card which does earn points. We then have a Chase Ink Business Preferred, and we each have our own Chase Sapphire Reserve.

Sign Up Bonuses

The bulk of our points came from initial bonuses just for getting the cards and reaching a minimum spend amount. These bonus points are not repeatable, but they do offer a very large head start towards reaching your first redemption. The Chase Ink Preferred business card came with an 80,000 point sign up bonus. The Chase Sapphire Reserve originally had a 100,000 bonus, which I was able to take advantage of, but it currently only has a 50,000 bonus, which is what Luis received. Still, for the three cards that was 230,000 points. Enough points for the first class ANA redemption, which runs 220,000 points.

Intelligent Spending

Aside from the sign up bonuses, the other way to quickly earn a lot of points is to maximize the bonus opportunities. The Chase Freedom has rotating categories; every quarter a few new categories will earn 5x points. The Sapphire Reserve, on the other hand, has a set of static bonus categories; 3x the points on all travel and dining purchases. By consistently using the right card for each purchase, you can rapidly earn the points needed for a redemption.

The Redemptions

Now, for the fun part! Once you’ve earned enough points it’s time to start planning some trips. Now, just because Chase is not affiliated with a single airline does not mean you can transfer to anybody; Chase currently partners with only 9 airlines. Still, with the proper planning and knowing about alliances, your options are nearly limitless. The 9 airlines Chase can transfer points to include: British Airways, Air France, Singapore Airlines, United, Southwest, Virgin Atlantic, Korean Air, Iberia, and Aer Lingus.

Business Class on Iberia Airlines

Since Iberia is partnered with Chase, we were able to easily transfer points from our Ultimate Rewards account directly to Iberia. Iberia has an award chart that varies by route and time of year, but for BOS-MAD in October the normal fare would be 34,000 points per person from the east coast or 42,500 points from the west coast, each way. We were able to find a special deal, where our flight would only be 25,500 points each, but we had to fly from Boston.

Since we live in Nevada, Boston is quite a ways away for a flight, but a deal’s a deal. A quick check on Google Flights, and we were able to find a flight from Salt Lake City to Boston for only $100 per person on Delta in basic economy.

Business Class for 2 on Iberia would have cost us $13,000 had we paid cash

The cash price for a first class ticket from Boston to Madrid on our travel dates is currently $13,024.80 for two people. Instead, we booked it for 51,000 points, $180 in taxes, and $206 for a flight to Boston. Our total savings? $12,638.

First Class on ANA

Unlike Iberia, ANA is not a partner with Chase. However, three of Chase’s partners have the ability to book ANA flights: United, Singapore, and Virgin Atlantic. Each option has pros and cons; United has the lowest taxes, Singapore allows you to book one way awards, and Virgin Atlantic offers redemptions for the fewest points.

Ultimately, because of the amazing value, we went with Virgin Atlantic for our redemption. Virgin Atlantic can book first class on ANA for only 110,000 points round trip from the west coast, or 120,000 points from the east coast. Compare this to United which charges the same amount of miles for only one way. That puts Virgin Atlantic in a very sweet spot for Asia redemptions. There are a couple of downsides; you have to book a round trip ticket, it has to be non-stop (which means there are only a small handful of eligible US airports), and seats only become available 336 days out. There are only 2 seats on each plane available for these reduced rates, so it is possible that travelers booking directly with ANA or with another partner have already booked all the available award seats. Still, if your dates are somewhat flexible and you can book almost a year in advance, Virgin Atlantic offers an amazing redemption opportunity for ANA.

Round trip First Class tickets on ANA would have cost us over $40,000 if we had paid cash

The cash price for a first class ticket from San Francisco to Tokyo and back on our travel dates is currently $40,470.44 for two people. Instead, we booked it for 220,000 points, and $513 in taxes. Our total savings? $39,957.

That’s a grand total of $52,595 in savings over two trips.

Asiana Airlines Smartium Economy

Luis and I recently had the pleasure of flying on Asiana Airlines from San Francisco to Shanghai, via Seoul. As this was our first international flight, we upgraded the first leg to Asiana’s premium economy product, Smartium Economy. Smartium Economy is a fairly new product, which Asiana launched this past May on their newly delivered A350s. Since it is so new, there was not a lot of information available when we were first booking our flights. We were very excited to try this new product, even without knowing fully what to expect. We also wanted to see what the standard economy product was like on Asiana to compare the two offerings. With this goal in mind, we purchased the upgrade to Smartium Economy for the first of our four legs; travelling from San Francisco to Seoul. We were also able to get a very good deal on the flights by combining Google Flights with the travel rewards bonus of the Chase Sapphire Reserve.

Smartium Economy

The first important thing to note is that the seats in Smartium Economy are the same seats as in standard economy. Both Smartium Economy and regular Economy are configured 9 seats across, in a 3-3-3 setup. The seats are 18 inches wide in both cabins, which is nice as some airlines are shrinking seat width to 17 or even 16 inches. There are 4 rows of Smartium Economy seats, row 10 through row 14, for a total of 36 available seats.

Benefits

What Smartium Economy offers over it’s cheaper alternative is an additional 4 inches of leg room; increasing from 32 inches in Economy to 36 inches in Smartium Economy. Smartium Economy also offers an in-flight amenity package that includes an eye mask, toothbrush, tooth paste, and business class slippers, as well as a blanket and pillow. Standard economy seats, on the other hand, offer only the pillow, blanket, and economy slippers. I personally always travel with my own sleep mask, and did not feel that there was a particularly noticeable difference in the slippers offered in Smartium versus economy.

Smartium Economy Amenities

On the ground there were a few additional benefits as well. Smartium Economy passengers receive priority boarding at most airports that Asiana serves, and also qualify for access to the Asiana lounge at Seoul. This latter perk does come with a fairly major caveat, however. You are only entitled to access if you are booked in Smartium Economy for a long haul flight departing Seoul. This would be a flight to the United States, Europe, or Oceania. This means that even though we had purchased Smartium Economy on a long haul flight, since it was from San Francisco to Seoul, we were not permitted into the lounge. This was disappointing, especially since the cost of a Smartium Economy seat is the same inbound and outbound but the offered perks are diminished.

Cost

Smartium Economy is currently on a flat rate pricing structure. Long haul flights, which are any flights outside of Asia, are $150 US per seat. Flights within Asia are either $30 for Japan, China, and northeast Asia, or $60 for flights to or from the rest of Asia. This is pretty much on par with the cost of economy plus or premium economy seats on US carriers. For example, prices for Economy Plus on an upcoming United flight start at $159 for transpacific, and $49 for domestic.

Value

Ultimately I did not feel that Smartium Economy was worth the cost, especially when flying from the United States. We never really used the additional amenities, and I did not really notice a difference in the slippers offered in economy versus Smartium. Surprisingly, I also didn’t really notice the extra leg room. Normally I feel fairly cramped on airplanes, but the 32 inches of leg room offered in regular economy felt comfortable. Many American carriers now have a seat pitch of only 29-31 inches, so Asiana’s standard offering already felt like an upgrade. Priority boarding also felt unnecessary. Despite the large number of passengers needing to board, the process was incredibly quick and smooth. Also, the A350 offers ample storage space for bags, so boarding early did not offer much of a benefit.

The best potential benefit would be access to the lounge in Seoul, but the value of that perk depends largely on how long of a layover you have. It is also important to note that the lounge accepts Priority Pass. That means you may already have access, even without spending the $150 on Smartium Economy. I highly suggest you apply for a travel card with Priority Pass as a benefit if you don’t already have one.

The Asiana Experience

Overall, Asiana was an excellent airline to fly. Compared to the legacy carriers common in the United States, Asiana was significantly nicer. The seat size, even in standard economy, was comfortable at 18 inches wide and 32 inches deep. Boarding was also very quick and efficient. We started boarding 30 minutes before takeoff, with one line for Smartium and one for economy. In less than 20 minutes everybody was in their seats and the flight attendants were making their initial rounds to prepare us for an on time departure. The flight attendants were also very professional and friendly. They did not all speak fluent English, which was not unexpected on a Korean based airline, but there was never any problems with communication.

Meals

On the transpacific flight we were given two full meals as well as a snack. The first meal was offered shortly after we reached cruising altitude, and was a choice between a Korean bibimbap or a steak and veggies dish. Both entrees were served with a biscuit, shrimp slaw, and a small desert cake. We were served the second meal two hours before our scheduled landing. We had a choice of a fish meal or a chicken lasagna. The snack was finger sandwiches and was offered midway through the flight. The meals on the return flight included a spicy beef and rice dish for the first meal. Since we were landing in the morning, the second meal offered was a breakfast omelette.

Meals Offered on Our Flights

The flight from Seoul to Shanghai was significantly shorter, just over 2 hours. Because of the short flight time I was not expecting anything more than the standard offerings of peanuts or cookies that we expect domestically. Instead we were given a snack that included a yogurt and a pig in a blanket. On the return flight the snack was a beef and rice dish served with a muffin and fruit cup. The meal offerings were plentiful and spaced perfectly throughout the flight. The seats in economy, and even in Smartium Economy, were a little cramped when trying to eat a meal, but nothing too unpleasant.

Asiana Snacks
In Flight Entertainment

Each seat had a 12 inch touch screen entertainment center in the seat back in front of them. The entertainment center had options for movies, tv shows, music, games, flight map, and communication. A remote was also offered which was useful for some of the games, but for the most part I found the touch screen to be most convenient. The movie selections were excellent, with a variety of options ranging from recent blockbusters to classics. There were several movies with English, Korean, Chinese, or Japanese audio and enough selection for me to spend the entire flight watching movies. I have a hard time sleeping on planes, so I ended up staying up and watching movies for the entire 12 hour flight. There was a total of about 30 English movies available.

Asiana’s In Flight Entertainment Options

Asiana also offered earphones in each seat, although I found the audio quality to be lackluster and ended up using my personal earbuds the entire flight. The entertainment center had a USB slot next to the headphone jack to charge a device. There was also a universal plug between the seats for devices that couldn’t be charged via USB. The games available on the entertainment center included several casual puzzle games, such as solitaire and sudoku. There was also a golfing game and a couple of basic platformers. These games seemed to work much better with the available remote than the touchscreen. Wi-Fi was available for the duration of the flight, ranging from $12 for 1 hour to $22 for the entire flight.

Wi-Fi Pricing Options
Complimentary Headphones

The Airbus A350

Asiana’s Airbus A350 was an extremely comfortable plane. The bulkheads offered ample storage which made the boarding process extra smooth. People could easily find space near their seats and quickly store their carry-ons. Take off and landing was also incredibly smooth, probably the smoothest experience I have ever had on a plane. Despite the large engines the noise was almost non-existent.

The one main downside to the plane was the climate control. Unlike most other aircraft, seats on the A350 do not have individual climate control. Instead, the entire cabin’s climate is controlled by the flight attendants. On our flight to Shanghai I was quite comfortable, but it depends highly on the crew. Our return flight was much warmer than I am used to on a flight. I walked past the galley on a trip to the bathroom and was able to see the thermostat. The economy cabin was set to a rather toasty 78 degrees. Personally I would much rather having my own control over air to my seat, or for the cabin temperature to be colder. It is easier to add blankets or a jacket to warm up when cold than it is to cool down when the plane is too warm.

Conclusion

Overall our experience on Asiana Airlines was exquisite. The seats were comfortable, the food plentiful, and the in flight entertainment was vast. Despite the extremely long flight, the journey was comfortable and we were entertained throughout. Asiana’s economy product was more than comfortable enough for a transpacific flight. I would not hesitate to fly Asiana again, although I most likely would not pay for the Smartium Economy upgrade next time.

10 Amazing Animal Encounters


One of the wildest experiences you can have when travelling the world is getting to see local wildlife up close and personal. Zoos and aquariums can be a great way to see a wide variety of animals, but sometimes there is an even greater adventure out there waiting. We have gathered together 10 of the best animal encounter vacations you can plan today. It is very important to note that some tour companies who offer animal encounters do not care for the welfare of the animals. All of the excursions we feature are responsible, and this list will be updated if any of these activities no longer meet that criteria.

Animal Encounters in North America

1. Polar Bears Under the Northern Lights – Churchill, Manitoba, Canada
Polar Bear Mom and Cubs
Churchill Wild | Great Ice Bear Adventure

Churchill Wild operates four remote, fly-in ecolodges in Manitoba, Canada. Two of their lodges, Nanuk Polar Bear Lodge and Seal River Heritage Lodge are members of the esteemed National Geographic Unique Lodges of the World collection. All four of their lodges are remote and their tour packages include transportation to Winnipeg, then Churchill, and finally a scenic flight to the lodge.

Between the four lodges, Churchill Wild offers 9 unique polar bear safaris. All have a chance to see the Northern Lights and many polar bears, as well as a wide variety of arctic wildlife. Aside from polar bears you can see Beluga whales, wolves, black bears, moose, caribou, foxes, and hares. Tour packages range from 7 to 11 days, and start at $10,000 CAD per person, although that is almost all inclusive. The season lasts from July to November each year.

2. Salmon Fishing with Brown Bears – Katmai National Park, Alaska
Grizzly Bear with Salmon
Dmitry Azovtsev | Wikimedia | daphoto.info

Katmai National Park and Preserve is a 4 million acre park filled with volcanoes and a wide variety of Alaskan wildlife. Most famous of all the wildlife in the park is the Alaskan Brown Bear. Every year in July and September hundreds of bears flock to the Brooks River to feed on Sockeye salmon.

The park is only accessible by float plane, landing at Lake Brooks Seaplane Base. Flights are available from Anchorage, Homer, King Salmon, Kodiak, and a few other towns in Alaska. Lodging options in the park are limited to a few lodges or camping. Brooks Lodge is the most popular destination in the park, and the best place to bear watch. The National Park Service even has a number of webcams setup, so you can bear watch from your home.

For more Alaska adventure ideas, check out our review of our first Alaskan cruise.

3. Bike with Gators – Shark Valley, Everglades National Park, Florida
Alligator at Shark Valley
Shark Valley | January 13, 2017

When visiting the Everglades one of the most popular wildlife tours is taking an airboat ride. Unfortunately, the loud and rough airboats can have negative impacts on the local wildlife. As a result, the National Park Service has been instituting restrictions on the number of airboats and where in the park they can go. If you want a chance to see the famous alligators of the everglades up close while maintaining the peaceful atmosphere, your best bet is the Shark Valley Trail.

Shark Valley Trail is a 15 mile paved loop with a number of walking trails and an observation tower. You can take a tram ride, rent a bike, or walk the trail, all while in the company of hundreds of alligators and a wide variety of birds. The trail is flat, and a very enjoyable experience no matter how you choose to see it.